Blog: RS Five Team

An insurance adjuster inspecting storm damage is primarily checking whether damage is functional (affecting the roof's performance) versus cosmetic, whether the pattern and extent of damage is consistent with the storm being claimed, and whether it meets the specific threshold their insurer uses to approve a claim. Understanding what they're

Tile roofing — clay or concrete — is a long-lasting, distinctive material typically costing $15 to $25 per square foot installed for the Chicago area, with a lifespan often exceeding 50 years and sometimes reaching a century for quality clay tile.

Yes — nearly every municipality in the Chicago area requires a building permit for a full roof replacement, whether it's Glenview, Chicago, or any other suburb.

Most Skokie homeowners replacing a standard asphalt shingle roof pay roughly $12,000 to $25,000+ installed, with the tear-off-and-install work itself typically taking one to three days.

There isn't one single answer, and any source that gives you one flat number without context is oversimplifying.

Natural slate is the longest-lasting roofing material available — often 75 to 100-plus years — and it costs accordingly: typically $15 to $30 per square foot installed, well above every other common roofing material.

Yes — roofs can be replaced in winter, including in the Chicago area. The main difference is that shingle sealant strips need warmth to bond properly, so crews take extra steps (hand-sealing, careful scheduling around temperature windows) that aren't necessary in warmer months.

Most Evanston homeowners replacing a standard asphalt shingle roof pay roughly $12,000 to $25,000+ installed, with the tear-off-and-install work itself typically taking one to three days.

RS Five offers a free AI-powered drone roof inspection — a $299 value at no charge — that examines your entire roof from the air and produces a documented Roof Condition Report, without anyone needing to climb a ladder. Here's what actually happens, from scheduling to the report in your hands.

Many Illinois homeowners policies now carry a separate wind and hail deductible, distinct from your standard deductible — and increasingly, it's calculated as a percentage of your home's insured value (commonly 1% to 2%) rather than a flat dollar amount.